As much as we read reports that the economy is slowing bouncing back and unemployment rates are on the decline, in reality we have a long ways to go. This past year I consider myself one of the lucky ones. Why? Because I didn’t lose my job. I know far too many friends and business contacts who have had the unfortunate reality of being left jobless at the end of the day. And much to their dismay, still remain jobless today. If anything, it just makes me feel even more blessed to be a part of the HJMT team.