There’s a moment in life when you think you’ve felt it all. You’ve lived through the exhilaration of bringing your children into the world, watched them grow, and cheered them on through every milestone. But nothing could have prepared me for the emotion of watching my baby have a baby....
How to Protect Your Assets When Getting on Medicaid or Other Assistance Programs?
The increasing costs of long-term care pose a financial challenge for many families. The program's strict income and asset limits can be daunting for those who turn to Medicaid to help cover these expenses. However, as Vincent J. Russo of the Russo Law Group emphasizes, “It’s never too late to...
Journey to Sobriety – A Real Story of Recovery
Welcome to this very special episode of Hilary Topper on Air! Today, we’re honored to have Kimber Breaux with us—a true example of resilience and transformation. This is episode 523. Celebrating 30 Years of Sobriety Kimber is celebrating 30 years of sobriety, a remarkable milestone that showcases her courage and determination....
How Will Government Layoffs Affect Social Security and Medicare?
Recent government layoffs have left many Americans concerned about the future of critical benefits programs like Medicaid and Social Security. These programs serve as lifelines for millions of individuals, providing healthcare coverage and financial support during retirement or in the face of disabilities. However, with reduced governmental staffing, questions arise...
Protect Yourself from Scams: What You Need to Know
Scams are nothing new, but with advances in technology, they’re becoming more convincing and harder to spot. They’re not just an annoyance; they can devastate victims emotionally and financially. What’s worse, no one is immune. Whether you're a tech-savvy parent, a college student, or a senior citizen, scammers are constantly...
Do You Need to Be Wealthy to Create an Estate Plan?
When most people hear "estate planning," they picture millionaires in sprawling mansions or billionaires managing their wealth. But the reality is far from this perception. The truth is that you don’t need to be rich to create an estate plan. Planning your estate is about protecting your loved ones and...
Our Ski Adventure at Baqueira Beret in the Pyrenees
A couple of years ago, my husband and I ventured to Spain, exploring the bustling cities of Barcelona, Madrid, and Seville. While we loved those cities' rich culture, art, and energy, we both agreed that one thing was missing from that trip. We wanted to travel north and ski in...
The Importance of Letting Go of Toxic People and Daily Stress
Life is too short to be weighed down by negativity and unnecessary drama. Yet, many of us, myself included, find ourselves caught in the web of toxic relationships and situations that create stress and sap our energy. Looking ahead as we enter spring, my goal is clear: I want peace....
Experiencing High Tea at Lady Mendl’s in Gramercy Park
Recently, I had the pleasure of visiting Lady Mendl's, a chic tea salon nestled within a Georgian brownstone in the heart of New York's historical Gramercy Park. My son, Derek, treated me to a holiday high tea, also a birthday present for my daughter, Zoey. She brought her son, Ollie,...
Navigating Medicare When Spouses Transition to Retirement
Planning for a possible health insurance coverage gap is essential, especially when one spouse retires at 65, and the other depends on employer-sponsored health insurance. In this situation, you might ask, "What has happened to my health insurance now?" Vincent J. Russo of the Russo Law Group shares some practical...